210 W 5th St, Sumner, IA 50674 Property Records

Bremer County property record for 210 W 5th St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,246 sqft · built 1905
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$2,358 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN04-24-309-006

Property Details

APN / Parcel Number

Primary APN04-24-309-006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,246 sqft Living Area
1st Floor Area720 sqft
Basement Area986 sqft
Finished Basement450 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area10 sqft
Patio Area236 sqft
Shed1 Shed
Gazebo121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address210 W 5TH ST
CitySUMNER
StateIA
Zip50674-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-93-11 EMMON'S ADD LOT 5 BLK 33 & W 1/2 LOT 6 BLK 33
Legal Range11W
Legal Township93N
Legal Section24
Legal SubdivisionEMMON'S ADD
Legal Block33
Legal Lot Number5,6
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2034
Census Tract4700

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address210 W 5TH ST, SUMNER, IA 50674-1109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Warranty Deed, Transfer · FHA Mortgage
PREMIER LENDING ALLIANCE
Nov 27, 2023Deed of Trust, Mortgage
FIDELITY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024
Deed SaleApr 2, 2024
Prior SaleOct 11, 2012 · Amount on Record
Deed Document Number2024786
Last Transfer DateJun 9, 2025
Transfer Doc0020251827
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateApr 2, 2024
Property Address210 W 5TH ST, SUMNER, IA 50674-1109
Document Number0020240786
Instrument DateMar 28, 2024
Instrument20240786
Transaction TypeTransfer
Record UpdatedMay 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address210 W 5TH ST, SUMNER, IA 50674-1109

Mortgage

Document Number0020240787
DateApr 2, 2024
Instrument20240787
Lender
NamePREMIER LENDING ALLIANCE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address210 W 5TH ST, SUMNER, IA 50674-1109
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 N FLORAL ST, STEPHENVILLE, TX 76401-3527

Mortgage

Document Number0020233377
DateNov 27, 2023
Instrument20233377
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressDUBUQUE, IA 52002
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,358.00 (+13.47%) Homeowner's exemption$162,320 (+10.59%) Land $17,820 Building $144,500$162,320 (+10.59%) Land $17,820 Building $144,500
2024$2,078.00 (+7.45%)
2023$146,780 Land $17,330 Building $129,450$146,780 Land $17,330 Building $129,450
2022$1,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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