Monroe County property record for 312 Quernheim Ave, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,568 sqft · built 1976 |
| Lot Size | 0.37 acres (15,906 sqft) |
| Owner | Trust Name on File |
| Last Sale | $194,000 (Feb 2020) |
| Tax Bill | $5,127 (2025) |
| Deeds & Mortgages | Feb 2020 Sale Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-334-004-000 |
| Primary APN | 08-30-334-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,906 sqft (0.37 acres) |
| Garage Area | 832 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,342 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 307 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 QUERNHEIM AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 7 BELLE FONTAINE HEIGHTS 1 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | BELLE FONTAINE HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 600501 |
312 Quernheim Ave is held in a trust since February 2020.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8621 GILMORE LAKE RD, COLUMBIA, IL 62236-3533 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Deed Document Number | 2020406410 |
| Prior Transfer Date | Feb 26, 2020 |
| Prior Transfer Doc | 0000406410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 27, 2020 |
| Property Address | 312 QUERNHEIM AVE, WATERLOO, IL 62298-1725 |
| Document Number | 0000406410 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 406410 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount on Record |
|---|---|
| Tax | $291.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8621 GILMORE LAKE RD COLUMBIA IL 622363533, COLUMBIA, IL 62236-3533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 QUERNHEIM AVE, WATERLOO, IL 62298-1725 |
| Document Number | 0000406411 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | MADISON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 QUERNHEIM AVE WATERLOO IL 622981725, WATERLOO, IL 62298-1725 |
| Document Number | 0000406411 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 406411 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 312 Quernheim Ave was $5,127, up 10.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,127.00 (+10.54%) | $84,030 Land $17,350 Building $66,680 | $252,090 Land $52,050 Building $200,040 |
| 2024 | $4,638.00 | ||
| 2022 | $73,090 Land $15,730 Building $57,360 | $219,270 Land $47,190 Building $172,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Quernheim Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Quernheim Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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