305 Quernheim Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 305 Quernheim Ave, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,198 sqft · built 1956
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Nov 2025 Transfer Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-333-016-000`

Property Details

APN / Parcel Number

Primary APN	`08-30-333-016-000`
Alternative APN	`08301730101500 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	155 ft deep x 106 ft wide
Garage Area	240 sqft
Driveway	Asphalt Driveway
Driveway Area	630 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	684 sqft
Patio Area	438 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 QUERNHEIM AVE
City	WATERLOO
State	IL
Zip	62298-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 29 SOUTH WATERLOO & PART VACATED BOND STREET
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Subdivision	SOUTH WATERLOO
Legal Lot Number	29
Jurisdiction	MONROE IL
Township / Civil Division	19
Census Block Group	2
Census Block	2014
Census Tract	600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000440218
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Nov 25, 2025
Property Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Document Number	0000440218
Map Reference	MB U PG 285-286
Instrument Date	Nov 20, 2025
Instrument	440218
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427283
Date	Dec 13, 2022
Instrument	427283

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389919
Date	May 19, 2017
Instrument	389919

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403668
Date	Sep 18, 2019
Instrument	403668

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	305 QUERNHEIM AVE, WATERLOO, IL 62298-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412774
Date	Nov 24, 2020
Instrument	412774

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 (+6.14%) Homeowner's exemption	$86,160 (+2.45%) Land $17,550 Building $68,610	$258,480 (+2.45%) Land $52,650 Building $205,830
2024	$4,622.00 (+141.61%) Additional exemption filed	$84,097 (+29.06%) Land $17,045 Building $67,052	$252,291 (+29.06%) Land $51,135 Building $201,156
2022	$1,913.00 Additional exemption filed	$65,160 Land $15,860 Building $49,300	$195,480 Land $47,580 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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