Monroe County property record for 309 Quernheim Ave, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 844 sqft · built 1951 |
| Lot Size | 0.23 acres (9,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2026) |
| Tax Bill | $4,124 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-333-018-000 |
| Primary APN | 08-30-333-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,860 sqft (0.23 acres) |
| Lot Dimensions | 155 ft deep x 66 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 100 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 188 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 309 QUERNHEIM AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 31 OF SOUTH WATERLOO 0113355 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | WATERLOO |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 600501 |
309 Quernheim Ave is owned by two individuals who bought it in August 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5646 MAEYSTOWN RD, WATERLOO, IL 62298-6536 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage STATE BANK |
| Jul 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Deed Document Number | 2026444191 |
| Prior Transfer Date | Jul 1, 2026 |
| Prior Transfer Doc | 0000443660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 31, 2026 |
| Property Address | 309 QUERNHEIM AVE, WATERLOO, IL 62298-1726 |
| Document Number | 0000444191 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026444191 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5646 MAEYSTOWN RD, WATERLOO, IL 62298-6536 |
| Document Number | 0000444192, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026444192 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 309 QUERNHEIM AVE, WATERLOO, IL 62298-1726 |
| Document Number | 0000443660 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026443660 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 QUERNHEIM AVE, WATERLOO, IL 62298-1726 |
The 2025 property tax bill for 309 Quernheim Ave was $4,124, up 21.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,124.00 (+21.44%) Homeowner's exemption | $67,590 Land $16,470 Building $51,120 | $202,770 Land $49,410 Building $153,360 |
| 2024 | $3,396.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $64,730 Land $15,210 Building $49,520 | $194,190 Land $45,630 Building $148,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Quernheim Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Quernheim Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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