312 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 312 Millstream Ln, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 2002
Lot Size	0.254 acres (11,079 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Jul 2002)
Tax Bill	$10,578 (2024)
Flood Zone	Zone X (minimal risk)
APN	`03-18-220-017`

Property Details

APN / Parcel Number

Primary APN	`03-18-220-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	4,900 sqft
1st Floor Area	2,714 sqft
Basement Area	1,491 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,079 sqft (0.254 acres)
Lot Dimensions	125 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 MILLSTREAM LN
City	OSWEGO
State	IL
Zip	60543-8274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	RIVER RUN SUB
Legal Lot Number	7
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2009
Census Tract	890301

Owner

Source: Kendall County records · APN 03-18-220-017

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 MILLSTREAM LN, OSWEGO, IL 60543-8274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2002 · Amount on Record
Deed Sale	Jul 12, 2002 · Amount on Record
Deed Document Number	200215965
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,200 (+39.15%) Land $36,467 Building $114,733	$453,600 (+39.15%) Land $109,401 Building $344,199
2024	$10,578.00
2022		$108,660 Land $26,207 Building $82,453	$325,980 Land $78,621 Building $247,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938903012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1996–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2008, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Sep 2008), 2 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 6% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.