Kendall County property record for 315 Millstream Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,328 sqft · built 2000 |
| Lot Size | 0.261 acres (11,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,000 (May 2016) |
| Tax Bill | $8,740 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-223-005 |
| Primary APN | 03-18-223-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 4,172 sqft |
| 1st Floor Area | 2,328 sqft |
| Basement Area | 1,158 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,375 sqft (0.261 acres) |
| Lot Dimensions | 125 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 315 MILLSTREAM LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 68 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | RIVER RUN SUB |
| Legal Lot Number | 68 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 MILLSTREAM LN, OSWEGO, IL 60543-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Document Number | 20167175 |
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 0000010344 |
| Record Updated | Sep 20, 2026 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,076 (+39.15%) Land $30,391 Building $95,685 | $378,228 (+39.15%) Land $91,173 Building $287,055 | |
| 2024 | $8,740.00 | ||
| 2022 | $90,604 Land $21,840 Building $68,764 | $271,812 Land $65,520 Building $206,292 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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