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304 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 304 Millstream Ln, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,961 sqft · built 2000
Lot Size0.264 acres (11,502 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2016)
Tax Bill$10,935 (2024)
Deeds & MortgagesApr 2024 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-18-220-021

Property Details

APN / Parcel Number

Primary APN03-18-220-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,961 sqft Living Area
Gross Area5,194 sqft
1st Floor Area2,961 sqft
Basement Area1,555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,502 sqft (0.264 acres)
Lot Dimensions125 ft deep x 92 ft wide
Garage TypeAttached
Garage Area678 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address304 MILLSTREAM LN
CityOSWEGO
StateIL
Zip60543-8274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionRIVER RUN SUB
Legal Lot Number3
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2009
Census Tract890301

Owner

Source: Kendall County records · APN 03-18-220-021

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEXERA HOLDING LLC
Aug 20, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Sep 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2016 · Amount on Record
Deed SaleSep 08, 2016 · Amount on Record
Prior SaleDec 28, 2015
Deed Document Number201614002
Last Transfer DateAug 13, 2021
Transfer Doc0000022051
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274

Mortgage

Document Number0000004143
DateApr 17, 2024
Instrument202400004143
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Address2100 POWELL ST # 730, EMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateAug 20, 2021
Property Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274
Document Number0000022051
Map ReferenceDOC 0000542
Instrument DateAug 13, 2021
Instrument202100022051
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274

Mortgage

Document Number0000022052
DateAug 20, 2021
Instrument202100022052
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address304 MILLSTREAM LN, OSWEGO, IL 60543-8274
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014353
DateSep 07, 2017
Instrument201700014353
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$156,079 (+39.15%) Land $36,467 Building $119,612$468,237 (+39.15%) Land $109,401 Building $358,836
2024$10,935.00
2022$112,166 Land $26,207 Building $85,959$336,498 Land $78,621 Building $257,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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