Cook County property record for 312 Locust Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,407 sqft · built 1960 |
| Lot Size | 0.335 acres (14,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,500 (Aug 1997) |
| Tax Bill | $15,664 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-400-099 |
| Primary APN | 05-32-400-099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,602 sqft (0.335 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 312 LOCUST RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (THIRD) ADD TO (HOLLYWOOD) IN (WILMETTE) A SUB OF PT OF S669.38FT OF N1588.62FT OF E10ACS OF SW SEC32 & ALSO PT WH OF LT28 IN |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 32 |
| Legal Subdivision | THIRD ADD TO HOLLYWOOD IN WILMETTE |
| Legal Lot Number | 28 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 801000 |
312 Locust Rd is owned and occupied by an individual who bought it in August 1997.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 LOCUST RD, WILMETTE, IL 60091-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1997 · Amount on File |
| Deed Sale | Aug 13, 1997 · Amount on File |
| Deed Document Number | 199753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 312 LOCUST RD, WILMETTE, IL 60091-3019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0016541039 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2116541039 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 1, 2051 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,000 Land $30,664 Building $53,336 | $840,000 Land $306,640 Building $533,360 | |
| 2023 | $15,664.00 (+5.95%) | ||
| 2022 | $14,785.00 Homeowner's exemption Senior Citizen's exemption | $74,999 Land $25,553 Building $49,446 | $749,990 Land $255,530 Building $494,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Locust Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 19 (1978–2020) |
| Claims Outside the SFHA | 10 of 19 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 312 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile.
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