325 Locust Rd, Wilmette, IL 60091 Property Records

Cook County property record for 325 Locust Rd, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,553 sqft · built 1959
Lot Size	0.192 acres (8,378 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2014)
Tax Bill	$10,348 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-312-036`

Property Details

APN / Parcel Number

Primary APN	`05-32-312-036`
Alternative APN	`05-32-312-036-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,553 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,378 sqft (0.192 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	325 LOCUST RD
City	WILMETTE
State	IL
Zip	60091-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SECOND) ADD (HOLLYWOOD) IN (WILMETTE) SUB OF N919.24 FT OF E10ACS OF SW SEC32 TOGETHER WITH N839.80FT OF WH OF LT28 OF COUNT
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	SECOND ADD HOLLYWOOD IN WILMETTE
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4008
Census Tract	801000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 LOCUST RD, WILMETTE, IL 60091-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS BK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Deed Document Number	201410125
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	325 LOCUST RD, WILMETTE, IL 60091-3018
Document Number	2029606275
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 LOCUST RD WILMETTE IL 600913018, WILMETTE, IL 60091-3018

Mortgage

Document Number	2029606275
Date	Oct 22, 2020
Instrument	29606275

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	325 LOCUST RD, WILMETTE, IL 60091-3018
Document Number	1933955118
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 LOCUST RD WILMETTE IL 600913018, WILMETTE, IL 60091-3018

Mortgage

Document Number	1933955118
Date	Dec 5, 2019
Instrument	33955118

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (+18.56%) Land $17,594 Building $40,406	$580,000 (+18.56%) Land $175,940 Building $404,060
2023	$10,348.00 (+5.89%)
2022	$9,772.00 Homeowner's exemption	$48,920 Land $14,661 Building $34,259	$489,200 Land $146,610 Building $342,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1978–2020)
Claims Outside the SFHA	10 of 19
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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