250 Locust Rd, Wilmette, IL 60091 Property Records

Cook County property record for 250 Locust Rd, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,138 sqft · built 1960
Lot Size	0.348 acres (15,167 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jul 2010)
Tax Bill	$14,985 (2023)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-32-400-100`

Property Details

APN / Parcel Number

Primary APN	`05-32-400-100`
Alternative APN	`05-32-400-100-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,138 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,167 sqft (0.348 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	250 LOCUST RD
City	WILMETTE
State	IL
Zip	60091-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(THIRD) ADD TO (HOLLYWOOD) IN (WILMETTE) A SUB OF PT OF S669.38FT OF N1588.62FT OF E10ACS OF SW SEC32 & ALSO PT WH OF LT28 IN
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	THIRD ADD TO HOLLYWOOD IN WILMETTE
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3006
Census Tract	801000

Owner

250 Locust Rd is owned and occupied by an individual who bought it in July 2010.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	250 LOCUST RD, WILMETTE, IL 60091-3017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US MTG FUND
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2010 · Amount on File
Deed Sale	Jul 22, 2010 · Amount on File
Prior Sale	Feb 18, 2009 · Amount on File
Deed Document Number	201034003
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	0000035044
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	250 LOCUST RD, WILMETTE, IL 60091-3017
Document Number	2011920187
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	250 LOCUST RD WILMETTE IL 600913017, WILMETTE, IL 60091-3017

Mortgage

Document Number	2011920187
Date	Apr 28, 2020
Instrument	11920187

Lender

Name	US MTG FUND
Type	Mortgage Company
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	250 LOCUST RD, WILMETTE, IL 60091-3017
Document Number	1824917032
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 LOCUST RD WILMETTE IL 600913017, WILMETTE, IL 60091-3017

Mortgage

Document Number	1824917032
Date	Sep 6, 2018
Instrument	24917032

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,000 Land $31,851 Building $39,149	$710,000 Land $318,510 Building $391,490
2023	$14,985.00 (+3.25%)
2022	$14,514.00 Homeowner's exemption	$70,999 Land $26,542 Building $44,457	$709,990 Land $265,420 Building $444,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 250 Locust Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1981–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 250 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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