312 Garfield St, Georgetown, IL 61846 Property Records

Vermilion County property record for 312 Garfield St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,388 sqft)
Owner	Individual Name on File
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-405-022`

Property Details

APN / Parcel Number

Primary APN	`28-31-405-022`
Alternative APN	`GEOL1321`

Exterior

Lot Area	7,388 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide

Location & Zoning

Street Address	312 GARFIELD ST
City	GEORGETOWN
State	IL
Zip	61846-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD W MORRIS 1ST ADD-- L7
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	HOWARD W MORRIS 1ST ADD
Legal Lot Number	7
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3014
Census Tract	11000

Owner

312 Garfield St is owned and occupied by an individual who acquired it in June 2026.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2026
Transfer Doc	0000005355
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERMILION IL
Recording Date	Jul 6, 2026
Property Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Document Number	0000005355
Instrument Date	Jun 25, 2026
Instrument	20265355
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1800868
Date	Feb 13, 2018
Instrument	18-00868

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2002124
Date	Apr 7, 2020
Instrument	20-02124

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Transaction Type	Mortgage
Record Updated	Apr 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901665
Date	Apr 1, 2019
Instrument	19-01665

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	312 GARFIELD ST, GEORGETOWN, IL 61846-1809
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-06381
Date	Sep 6, 2017
Instrument	17-06381

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Garfield St was $3,541 with a homeowner's exemption.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00 Homeowner's exemption	$46,495 (+7.24%) Land $3,576 Building $42,919	$139,485 (+7.24%) Land $10,728 Building $128,757
2024		$43,356 Land $3,335 Building $40,021	$130,068 Land $10,005 Building $120,063
2022	$3,090.00 Homeowner's exemption	$37,930 Land $2,918 Building $35,012	$113,790 Land $8,754 Building $105,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures