305 Garfield St, Georgetown, IL 61846 Property Records

Vermilion County property record for 305 Garfield St, Georgetown, IL 61846

Property Summary

Property TypeSingle Family Home
Lot Size0.193 acres (8,447 sqft)
OwnerIndividual Name on File
Tax Bill$2,172 (2025)
Deeds & MortgagesMay 2017 Sale
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-31-405-011

Property Details

APN / Parcel Number

Primary APN28-31-405-011
Alternative APN
  • GEOL1318

Exterior

Lot Area8,447 sqft (0.193 acres)
Lot Dimensions125 ft deep x 60 ft wide

Location & Zoning

Street Address305 GARFIELD ST
CityGEORGETOWN
StateIL
Zip61846-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWARD W MORRIS 1ST ADD-- L3
Legal Range11W
Legal Township18N
Legal Section31
Legal SubdivisionHOWARD W MORRIS 1ST ADD
Legal Lot Number3
JurisdictionVERMILION IL
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3026
Census Tract11000

Owner

305 Garfield St is owned and occupied by an individual.

Source: Vermilion County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address305 GARFIELD ST, GEORGETOWN, IL 61846-1810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2017Deed, Transfer
May 23, 2017Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionVERMILION IL
Recording DateMay 23, 2017
Property Address305 GARFIELD ST, GEORGETOWN, IL 61846-1810
Document Number1703668
Instrument DateApr 3, 2017
Instrument17-03668
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 GARFIELD ST, GEORGETOWN, IL 61846-1810

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionVERMILION IL
Recording DateMay 23, 2017
Property Address305 GARFIELD ST, GEORGETOWN, IL 61846-1810
Document Number1703668
Instrument DateApr 3, 2017
Instrument17-03668
Transaction TypeTransfer
Record UpdatedJul 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 GARFIELD ST, GEORGETOWN, IL 61846-1810

Mortgage

Document Number1703669
DateMay 23, 2017
Instrument17-03669
Lender
NameFIRST FINANCIAL BANK FSB
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 305 Garfield St was $2,172 with a homeowner's exemption.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyVermilion County
County SubdivisionGeorgetown Township
MunicipalityGeorgetown City
Unified School DistrictGeorgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,172.00 Homeowner's exemption$30,836 (+7.24%) Land $3,611 Building $27,225$92,508 (+7.24%) Land $10,833 Building $81,675
2024$28,754 Land $3,367 Building $25,387$86,262 Land $10,101 Building $76,161
2022$1,865.00 Homeowner's exemption$25,155 Land $2,945 Building $22,210$75,465 Land $8,835 Building $66,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN
serves 4,200 people · EPA ID IL1830350
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Garfield St

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