304 Garfield St, Georgetown, IL 61846 Property Records

Vermilion County property record for 304 Garfield St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.508 acres (22,165 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2017 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-31-405-024`

Property Details

APN / Parcel Number

Primary APN	`28-31-405-024`

Exterior

Lot Area	22,165 sqft (0.508 acres)

Location & Zoning

Street Address	304 GARFIELD ST
City	GEORGETOWN
State	IL
Zip	61846-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD W MORRIS 1ST ADD---- LTS 10,11 & 12
Legal Lot Number	10-12
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3027
Census Tract	11000

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 GARFIELD ST, GEORGETOWN, IL 61846-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST
Aug 17, 2017	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	304 GARFIELD ST, GEORGETOWN, IL 61846-1809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1702957
Date	Apr 24, 2017
Instrument	1702957

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 17, 2018

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Aug 17, 2017
Property Address	304 GARFIELD ST, GEORGETOWN, IL 61846-1809
Document Number	1705927
Instrument Date	Aug 17, 2017
Instrument	17-05927
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GARFIELD ST, GEORGETOWN, IL 61846-1809

Mortgage

Document Number	1705928
Date	Aug 17, 2017
Instrument	17-05928

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,412 Land $9,649 Building $34,763	$133,236 Land $28,947 Building $104,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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