312 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 312 E Main St, Montrose, CO 81401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,875 sqft · built 1919
Lot Size	0.071 acres (3,125 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Feb 2021)
Tax Bill	$7,528 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3767-284-60-002`

Property Details

APN / Parcel Number

Primary APN	`3767-284-60-002`
Alternative APN	`R0020845`

Interior

Stories	1 Story
Building Area	2,875 sqft Heated Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,125 sqft (0.071 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0020845
Street Address	312 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3928
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 94 LOT: 9 S: 28 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	28
Legal Subdivision	MONTROSE TOWN OF
Legal Block	94
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1021
Census Tract	966301

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 E MAIN ST, MONTROSE, CO 81401-3928
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage TIMBERLAND BANK
Feb 3, 2021	Warranty Deed, Transfer · Commercial Mortgage NUVISTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	2021931439
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	312 E MAIN ST, MONTROSE, CO 81401-3928
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	885027
Date	Apr 14, 2017
Instrument	885027

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 3, 2021
Property Address	312 E MAIN ST, MONTROSE, CO 81401-3928
Document Number	931439
Instrument Date	Feb 2, 2021
Instrument	931439
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E MAIN ST, MONTROSE, CO 81401-3928

Mortgage

Document Number	931440
Date	Feb 3, 2021
Instrument	931440

Lender

Name	NUVISTA FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,528.00 (+19.78%)	$108,370 (+22.76%)	$401,350 (+26.83%) Land $38,810 Building $362,540
2024	$6,285.00 (+4.65%)	$88,280 (-12.13%) Land $9,840 Building $78,440
2023	$6,006.00	$100,470 Land $10,230 Building $90,240	$316,440 Land $35,280 Building $281,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Vero Fiber.

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