312 E Kootenai Ave, Troy, MT 59935 Property Records

Lincoln County property record for 312 E Kootenai Ave, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 1901
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,903 (Oct 2022)
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2019 Mortgage + 1 more
APN	`R564514`

Property Details

APN / Parcel Number

Primary APN	`R564514`
Alternative APNs	`56-4280-12-3-11-11-0000` `0000004056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	173 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	6,490 sqft (0.149 acres)

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004056
Street Address	312 E KOOTENAI AVE
City	TROY
State	MT
Zip	59935-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TROY ORIG TWNST, S12, T31 N, R34 W, BLOCK 8, LOT 10 - 11, ACRES 0.149, AMENDED PM 7021
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	WEST TROY ORIG TWNST
Legal Block	8
Legal Lot Number	10,11
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1048
Census Tract	500

Owner

Source: Lincoln County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E KOOTENAI AVE, TROY, MT 59935-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit LINCOLN COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	2022303109
Deed Book / Page	399 / 83
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 7, 2022
Property Address	312 E KOOTENAI AVE, TROY, MT 59935-7742
Document Number	0000399/83
Book / Page	399 / 83
Map Reference	PL 7021RB
Instrument Date	Oct 5, 2022
Instrument	303109
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 E KOOTENAI AVE, TROY, MT 59935-7742

Mortgage

Document Number	0000303110
Date	Oct 7, 2022
Instrument	303110

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	312 E KOOTENAI AVE, TROY, MT 59935-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	376/323
Date	Mar 25, 2019
Book Page	376/323
Instrument	278797

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	312 E KOOTENAI AVE, TROY, MT 59935-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	381/839
Date	Apr 8, 2020
Book Page	381/839
Instrument	284835

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00 (+57.78%)	$211,000 (+36.3%)
2025			$211,000 (+36.3%) Land $59,457 Building $151,543
2023	$1,672.00	$154,800	$154,800 Land $17,418 Building $137,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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