Lincoln County property record for 309 E Kootenai Ave, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2025 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,465 (Sep 2025) |
| Tax Bill | $3,275 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Transfer |
| APN | R564149 |
| Primary APN | R564149 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,661 sqft (0.107 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Deck Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003679 |
|---|---|
| Street Address | 309 E KOOTENAI AVE |
| City | TROY |
| State | MT |
| Zip | 59935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST TROY AMD LOTS 1-3 BLK 6, S12, T31 N, R34 W, LOT 1 AMENDED, CS 5097 |
| Legal Range | 34W |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | WEST TROY AMD LOTS 1 |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 500 |
309 E Kootenai Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E KOOTENAI AVE, TROY, MT 59935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Sep 25, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Jul 26, 2023 · Amount on File |
| Deed Document Number | 2025317479 |
| Deed Book / Page | 411 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Sep 18, 2025 |
| Property Address | 309 E KOOTENAI AVE, TROY, MT 59935-7742 |
| Document Number | 000411/869 |
| Book / Page | 411 / 869 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 317479 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | UNKNOWN, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 873, TROY, MT 59935-0873 |
| Document Number | 0000317480 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 317480 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Sep 25, 2025 |
| Property Address | 309 E KOOTENAI AVE, TROY, MT 59935-7742 |
| Document Number | 000411/947 |
| Book / Page | 411 / 947 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 317571 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 873, TROY, MT 59935-0873 |
The 2026 property tax bill for 309 E Kootenai Ave was $3,275, up 443.1% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Troy City |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,275.00 (+443.12%) | $261,945 (+101.61%) | |
| 2025 | $603.00 | $129,925 | $261,945 Land $57,365 Building $204,580 |
| 2023 | $848.00 | $78,549 | $78,549 Land $18,719 Building $59,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 309 E Kootenai Ave; there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 E Kootenai Ave is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 2,100 people · EPA ID MT0000348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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