312 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 312 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,488 sqft · built 1930
Lot Size	0.098 acres (4,273 sqft)
Owner	2 Company Names on File
Last Sale	$597,500 (Jun 2026)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-14-014`

Property Details

APN / Parcel Number

Primary APN	`2-0087-14-014`
Alternative APN	`G152173`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	312 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 70 AND EAST 15 FEET OF LOT 69 MCKENNA WARD
Legal Subdivision	MCKENNA WARD
Legal Lot Number	70,69
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1036
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Limited Warranty Deed, Transfer
Jun 16, 2026	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Feb 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jun 16, 2026
Deed Book / Page	4009 / 501
Record Updated	Sep 20, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 16, 2026
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	4009000526
Book / Page	4009 / 526
Instrument Date	Jun 16, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 16, 2026
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	4009000501
Book / Page	4009 / 501
Instrument Date	Jun 16, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

Mortgage

Document Number	4009000503,
Date	Jun 16, 2026
Book Page	4009/503

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

Mortgage

Document Number	0000001426/0000000486
Date	Aug 17, 2018
Book Page	0000001426/0000000486
Instrument	031226930013

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 27, 2020
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	0018860759
Book / Page	1886 / 759
Instrument Date	Mar 27, 2020
Instrument	2020-003000
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

Mortgage

Document Number	0000001886/0000000762
Date	Mar 27, 2020
Book Page	0000001886/0000000762

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 3, 2018
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	0014260485
Book / Page	1426 / 485
Instrument Date	Aug 3, 2018
Instrument	2018-008037
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

Mortgage

Document Number	0000001426/0000000486
Date	Aug 17, 2018
Book Page	0000001426/0000000486
Instrument	031226930013

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 23, 2018
Property Address	312 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	0005100128
Book / Page	0510 / 128
Instrument Date	Feb 23, 2018
Instrument	2018-001562
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 48TH ST, SAVANNAH, GA 31405-2226

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,800 (-) Land $44,000 Building $162,800	$517,000 (-) Land $110,000 Building $407,000
2025	$3,558.00 (-26.26%)	$206,800 (+47.25%) Land $44,000 Building $162,800	$517,000 (+47.25%) Land $110,000 Building $407,000
2023		$140,440 (-) Land $20,000 Building $120,440	$351,100 (-) Land $50,000 Building $301,100
2022	$4,825.00	$140,440 Land $20,000 Building $120,440	$351,100 Land $50,000 Building $301,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

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