328 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 328 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 1924
Lot Size	0.098 acres (4,273 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Sep 2021)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-0087-14-012`

Property Details

APN / Parcel Number

Primary APN	`2-0087-14-012`
Alternative APN	`M255T573`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	972 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Area	170 sqft
Porch	Slab
Porch Area	66 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	328 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	EAST HALF 72 AND ALL 73 MCKENNA WARD
Legal Subdivision	HULL PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1036
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E 48TH ST, SAVANNAH, GA 31405-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE
Oct 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	202111965
Deed Book / Page	2532 / 190
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0017740465
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 15, 2021
Property Address	328 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	2532/190
Book / Page	2532 / 190
Instrument Date	Sep 15, 2021
Instrument	2021-011965
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 48TH ST, SAVANNAH, GA 31405-2226

Mortgage

Document Number	0000002532/0000000193
Date	Sep 16, 2021
Book Page	0000002532/0000000193

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 14, 2019
Property Address	328 E 48TH ST, SAVANNAH, GA 31405-2226
Document Number	0017740465
Book / Page	1774 / 465
Instrument Date	Oct 14, 2019
Instrument	2019-011935
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 48TH ST, SAVANNAH, GA 31405-2226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,080 (+2.52%) Land $44,000 Building $228,080	$680,200 (+2.52%) Land $110,000 Building $570,200
2025	$7,641.00 (-11.18%)	$265,400 (+36.66%) Land $44,000 Building $221,400	$663,500 (+36.66%) Land $110,000 Building $553,500
2024	$8,603.00 (+18.06%)
2023		$194,200 (+10.34%) Land $30,000 Building $164,200	$485,500 (+10.34%) Land $75,000 Building $410,500
2022	$7,287.00	$176,000 Land $29,600 Building $146,400	$440,000 Land $74,000 Building $366,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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