309 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 309 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,774 sqft · built 1923
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jan 2025)
Tax Bill	$5,829 (2025)
Deeds & Mortgages	Jul 2006 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-19-004`

Property Details

APN / Parcel Number

Primary APN	`2-0087-19-004`
Alternative APN	`M291I613`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	988 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	309 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 106 107 MCKENNA WARD
Legal Subdivision	HULL PARK
Legal Lot Number	106-107
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2002
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 24, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
May 24, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
Dec 31, 2010	Deed, Transfer · Conventional Mortgage STELLARONE BANK
Jul 21, 2005	Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Book / Page	3569 / 545
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00309K0530
Date	Jul 10, 2006
Book Page	309K/530

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2016

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 24, 2022
Property Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Document Number	0028140239
Book / Page	2814 / 239
Instrument Date	May 24, 2022
Instrument	2022-006247
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 48TH ST, SAVANNAH, GA 31405-2225

Mortgage

Document Number	0028140242
Date	May 25, 2022
Book Page	0000002814/0000000242

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 24, 2022
Property Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Document Number	0028140239
Book / Page	2814 / 239
Instrument Date	May 24, 2022
Instrument	2022-006247
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 48TH ST, SAVANNAH, GA 31405-2225

Mortgage

Document Number	0002814242
Date	May 24, 2022
Instrument	2814/242

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

December 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 31, 2010
Property Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Document Number	00366R0763
Book / Page	366R / 763
Instrument Date	Dec 31, 2010
Instrument	2010-011673
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 BRAESRIDGE WAY, ALPHARETTA, GA 30022-7542
Investor	Possibly a Property Investor

Mortgage

Document Number	00366R0764
Date	Dec 31, 2010
Book Page	366R/764

Lender

Name	STELLARONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2041

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 21, 2005
Property Address	309 E 48TH ST, SAVANNAH, GA 31405-2225
Document Number	00291I0613
Book / Page	291I / 613
Instrument Date	Jul 21, 2005
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 BRAESRIDGE WAY, ALPHARETTA, GA 30022-7542

Mortgage

Document Number	00291I0615
Date	Jul 21, 2005
Book Page	291I/615

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,440 (+3.73%) Land $44,000 Building $229,440	$683,600 (+3.73%) Land $110,000 Building $573,600
2025	$5,829.00 (+3.41%)	$263,600 (+36.86%) Land $44,000 Building $219,600	$659,000 (+36.86%) Land $110,000 Building $549,000
2023		$192,600 (+41.45%) Land $30,000 Building $162,600	$481,500 (+41.45%) Land $75,000 Building $406,500
2022	$5,637.00	$136,160 Land $30,000 Building $106,160	$340,400 Land $75,000 Building $265,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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