312 18th St S, Buffalo, MN 55313 Property Records

Wright County property record for 312 18th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,826 sqft · built 1998
Lot Size	0.311 acres (13,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,500 (Dec 2021)
Tax Bill	$5,868 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`103-117-002070`

Property Details

APN / Parcel Number

Primary APN	`103-117-002070`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	1,370 sqft
Finished Basement	1,370 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	13,555 sqft (0.311 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 18TH ST S
City	BUFFALO
State	MN
Zip	55313-4483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 SOUTHGATE ESTATES 2ND ADDN LOT-007 BLOCK-002 LOT 7 BLK 2 & UND1/26INT IN OUTLT A & UND 1/23INT IN O
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	SOUTHGATE ESTATES
Legal Block	2,2
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1045
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 18TH ST S, BUFFALO, MN 55313-4483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage UNION YES FCU
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Dec 7, 1998 · Amount on Record
Deed Document Number	20211494224
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	312 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	T M TITLE SERVICES INC, C U TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001475587
Date	Jul 1, 2021
Instrument	1475587

Lender

Name	UNION YES FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jun 15, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 22, 2021
Property Address	312 18TH ST S, BUFFALO, MN 55313-4483
Document Number	00A1494224
Instrument Date	Nov 11, 2021
Instrument	A1494224
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 18TH ST S, BUFFALO, MN 55313-4483
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1494225
Date	Dec 22, 2021
Instrument	A1494225

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,868.00 (+8.19%)	$497,500 (+5.14%) Land $85,000 Building $412,500	$497,500 (+5.14%) Land $85,000 Building $412,500
2025		$473,200 (+3.41%) Land $80,000 Building $393,200	$473,200 (+3.41%) Land $80,000 Building $393,200
2023	$5,424.00 (-2.55%)	$457,600 Land $80,000 Building $377,600	$457,600 Land $80,000 Building $377,600
2022	$5,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	922.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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