304 18th St S, Buffalo, MN 55313 Property Records

Wright County property record for 304 18th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,284 sqft · built 2001
Lot Size	0.275 acres (11,998 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2003)
Tax Bill	$5,340 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`103-117-002030`

Property Details

APN / Parcel Number

Primary APN	`103-117-002030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,284 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	48 sqft
Finished Basement	48 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,998 sqft (0.275 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 18TH ST S
City	BUFFALO
State	MN
Zip	55313-4483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 SOUTHGATE ESTATES 2ND ADDN LOT-003 BLOCK-002 ALSO UND 1/26 INT OUTLOT A & UND 1/23 INT OUTLOT D SOU
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	SOUTHGATE ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1045
Census Tract	100701

Owner

Source: Wright County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 18TH ST S, BUFFALO, MN 55313-4483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2003 · Amount on Record
Deed Sale	Nov 19, 2003 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Document Number	200387273
Last Transfer Date	Dec 16, 2019
Transfer Doc	0001413779
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jul 27, 2026
Property Address	304 18TH ST S, BUFFALO, MN 55313-4483
Document Number	0001608390
Instrument Date	Jul 21, 2026
Instrument	20261608390
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 18TH ST S, BUFFALO, MN 55313-4483

Mortgage

Document Number	0001608390,
Date	Jul 27, 2026
Instrument	20261608390

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001390629
Date	Mar 1, 2019
Instrument	1390629

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	87 Months
Due	Jun 1, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MINNESOTA GUARANTY & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417505
Date	Jan 31, 2020
Instrument	1417505

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CONSOLIDATED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001491330
Date	Nov 24, 2021
Instrument	1491330

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 16, 2019
Property Address	304 18TH ST S, BUFFALO, MN 55313-4483
Document Number	0001413779
Instrument Date	Dec 16, 2019
Instrument	1413779
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304-18TH ST S BUFFALO MN 55313, BUFFALO, MN 55313

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,340.00 (+4.58%)	$453,100 (+4.4%) Land $85,000 Building $368,100	$453,100 (+4.4%) Land $85,000 Building $368,100
2025		$434,000 (-1.05%) Land $80,000 Building $354,000	$434,000 (-1.05%) Land $80,000 Building $354,000
2023	$5,106.00 (+0.71%)	$438,600 Land $80,000 Building $358,600	$438,600 Land $80,000 Building $358,600
2022	$5,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	922.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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