308 18th St S, Buffalo, MN 55313 Property Records

Wright County property record for 308 18th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,465 sqft · built 1994
Lot Size	0.276 acres (12,052 sqft)
Owner	Individual Name on File
Last Sale	$299,500 (Sep 2016)
Tax Bill	$5,862 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-117-002050`

Property Details

APN / Parcel Number

Primary APN	`103-117-002050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,465 sqft Living Area
1st Floor Area	1,685 sqft
Basement Area	1,209 sqft
Finished Basement	1,209 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,052 sqft (0.276 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 18TH ST S
City	BUFFALO
State	MN
Zip	55313-4483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 SOUTHGATE ESTATES 2ND ADDN LOT-005 BLOCK-002 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	SOUTHGATE ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4014
Census Tract	100701

Owner

Source: Wright County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 18TH ST S, BUFFALO, MN 55313-4483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVISION CAPITAL INC
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Aug 7, 2013 · Amount on File
Deed Document Number	20161323536
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Sep 25, 2026
Property Address	308 18TH ST S, BUFFALO, MN 55313-4483
Document Number	0001613214
Instrument Date	Sep 19, 2026
Instrument	20261613214
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 18TH ST S, BUFFALO, MN 55313-4483

Mortgage

Document Number	0001613214,
Date	Sep 25, 2026
Instrument	20261613214

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	308 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 18TH ST S, BUFFALO, MN 55313-4483

Mortgage

Document Number	0001451751
Date	Dec 14, 2020
Instrument	1451751

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	308 18TH ST S, BUFFALO, MN 55313-4483
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001439939
Date	Sep 11, 2020
Instrument	1439939

Lender

Name	ENVISION CAPITAL INC
Type	Non-Lending Institution
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	308 18TH ST S, BUFFALO, MN 55313-4483
Document Number	0001364848
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	CENTRAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	308 18TH ST S BUFFALO MN 553134483, BUFFALO, MN 55313-4483

Mortgage

Document Number	0001364848
Date	Feb 28, 2018
Instrument	1364848

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,862.00 (+4.87%)	$494,200 (+4.53%) Land $85,000 Building $409,200	$494,200 (+4.53%) Land $85,000 Building $409,200
2025		$472,800 (-0.8%) Land $80,000 Building $392,800	$472,800 (-0.8%) Land $80,000 Building $392,800
2023	$5,590.00 (+4.64%)	$476,600 Land $80,000 Building $396,600	$476,600 Land $80,000 Building $396,600
2022	$5,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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