3119 Hillcrest Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3119 Hillcrest Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,514 sqft · built 1960
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2026)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-202-010`

Property Details

APN / Parcel Number

Primary APN	`8913-19-202-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	1,514 sqft
Finished Basement	850 sqft
Unfinished Basement	1,514 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	195 sqft
Patio Area	195 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3119 HILLCREST DR
City	CEDAR FALLS
State	IA
Zip	50613-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HEIGHTS ADDITION LOT 9
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	LAUREL HEIGHTS ADDITION
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2004
Census Tract	2500

Owner

3119 Hillcrest Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Jun 22, 2023	Warranty Deed, Transfer TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Aug 8, 2025 · Amount on File
Deed Document Number	202611989
Prior Transfer Date	Jul 31, 2013
Prior Transfer Doc	2014002769
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 10, 2026
Property Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Document Number	0000011989
Instrument Date	Aug 6, 2026
Instrument	202611989
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,359.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705

Mortgage

Document Number	0000011990,
Date	Aug 10, 2026
Instrument	202611990

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 8, 2025
Property Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Document Number	0202511468
Instrument Date	Aug 4, 2025
Instrument	2025-11468
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705

Mortgage

Document Number	0202511469
Date	Aug 8, 2025
Instrument	2025-11469

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000011621
Date	Dec 27, 2019
Instrument	20202000011621

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 22, 2023
Property Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Document Number	202300017168
Instrument Date	Jun 21, 2023
Instrument	202300017168
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$405.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3119 HILLCREST DR, CEDAR FALLS, IA 50613-5705

Tax Assessment & Valuation

The 2025 property tax bill for 3119 Hillcrest Dr was $4,512, up 4.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+4.16%)	$300,560 Land $40,130 Building $260,430	$300,560 Land $40,130 Building $260,430
2024	$4,332.00
2023		$265,090 (+21.28%) Land $40,130 Building $224,960	$265,090 Land $40,130 Building $224,960
2022	$3,808.00 (-1.14%) Homeowner's exemption	$218,580 Land $40,130 Building $178,450
2021	$3,852.00		$218,580 Land $40,130 Building $178,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3119 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3119 Hillcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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