3103 Hillcrest Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3103 Hillcrest Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,230 sqft · built 1955
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Apr 2026)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-19-202-008`

Property Details

APN / Parcel Number

Primary APN	`8913-19-202-008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	1,090 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3103 HILLCREST DR
City	CEDAR FALLS
State	IA
Zip	50613-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HEIGHTS ADDITION LOT 11
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	LAUREL HEIGHTS ADDITION
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2004
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	20265116
Prior Transfer Date	Jan 19, 2006
Prior Transfer Doc	0000018119
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 14, 2026
Property Address	3103 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Document Number	0000005116
Instrument Date	Apr 1, 2026
Instrument	20265116
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,976.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3103 HILLCREST DR, CEDAR FALLS, IA 50613-5705

Mortgage

Document Number	0000005118,
Date	Apr 14, 2026
Instrument	20265118

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005119,
Date	Apr 14, 2026
Instrument	20265119

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 14, 2026
Property Address	3103 HILLCREST DR, CEDAR FALLS, IA 50613-5705
Document Number	0202605116
Instrument Date	Apr 1, 2026
Instrument	20265116
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,976.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3103 HILLCREST DR, CEDAR FALLS, IA 50613-5705

Mortgage

Document Number	0000005118,
Date	Apr 14, 2026
Instrument	20265118

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005119,
Date	Apr 14, 2026
Instrument	20265119

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,226.00 (+4.33%) Homeowner's exemption	$240,340 (+11.25%) Land $40,130 Building $200,210	$240,340 (+11.25%) Land $40,130 Building $200,210
2024	$3,092.00 (-0.77%)
2023		$216,040 (+21.62%) Land $40,130 Building $175,910	$216,040 (+21.62%) Land $40,130 Building $175,910
2022	$3,116.00 Homeowner's exemption	$177,640 Land $40,130 Building $137,510
2021			$177,640 Land $40,130 Building $137,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures