3104 Hillcrest Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3104 Hillcrest Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,340 sqft · built 1954
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2026)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-203-004`

Property Details

APN / Parcel Number

Primary APN	`8913-19-203-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3104 HILLCREST DR
City	CEDAR FALLS
State	IA
Zip	50613-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HEIGHTS ADDITION LOT 4
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	LAUREL HEIGHTS ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2003
Census Tract	2500

Owner

Source: Black Hawk County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Aug 9, 2018	Deed, Transfer COLLINS COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	20269914
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 2, 2026
Property Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706
Document Number	0000009914
Instrument Date	Jun 25, 2026
Instrument	20269914
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,551.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706

Mortgage

Document Number	0000009915,
Date	Jul 2, 2026
Instrument	20269915

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 HILLCREST DR, CEDAR FALLS, IA 50613-5704

Mortgage

Document Number	202100016110
Date	Jan 29, 2021
Instrument	202100016110

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 15, 2031

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 9, 2018
Property Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706
Document Number	201900002281
Instrument Date	Aug 6, 2018
Instrument	201900002281
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 HILLCREST DR, CEDAR FALLS, IA 50613-5706
Investor	Possibly a Property Investor

Mortgage

Document Number	201900002282
Date	Aug 9, 2018
Instrument	201900002282

Lender

Name	COLLINS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 Homeowner's exemption	$257,860 (+11.33%) Land $40,500 Building $217,360	$257,860 (+11.33%) Land $40,500 Building $217,360
2024	$3,562.00 (+6.58%)
2023		$231,620 (+21.93%) Land $40,500 Building $191,120	$231,620 (+21.93%) Land $40,500 Building $191,120
2022	$3,342.00 Homeowner's exemption	$189,960 Land $40,500 Building $149,460
2021			$189,960 Land $40,500 Building $149,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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