3118 Elemare St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 3118 Elemare St, Charlotte, NC 28208

Property Summary

Property Type	Townhouse
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2026)
Tax Bill	$567 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-043-38`

Property Details

APN / Parcel Number

Primary APN	`061-043-38`

Exterior

Architectural Style	Townhouse
Lot Area	2,222 sqft (0.051 acres)

Location & Zoning

Street Address	3118 ELEMARE
City	CHARLOTTE
State	NC
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L40 M74-298
Legal Lot Number	40
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	4
Census Block	4032
Census Tract	4000

Owner

3118 Elemare St, a townhouse, is owned by an individual who bought it in March 2026.

Source: Mecklenburg County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3118 ELEMARE ST, CHARLOTTE, NC 28208
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 10, 2025	Correction Deed
Jan 31, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Deed Document Number	202621379
Deed Book / Page	40242 / 474
Prior Transfer Date	Oct 6, 2025
Prior Transfer Doc	0000103718
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 3, 2026
Property Address	3118 ELEMARE ST, CHARLOTTE, NC 28208-0461
Document Number	0000021379
Book / Page	40242 / 474
Map Reference	MB 74 PG 298-301
Instrument Date	Mar 3, 2026
Instrument	2026021379
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 ELEMARE ST, CHARLOTTE, NC 28208-0461

Mortgage

Document Number	0000021380
Date	Mar 3, 2026
Instrument	2026021380

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 10, 2025
Property Address	3118 ELEMARE ST, CHARLOTTE, NC 28208-0461
Document Number	0000103718
Book / Page	39921 / 957
Map Reference	MB 74 PG 298-301
Instrument Date	Oct 6, 2025
Instrument	2025103718
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR # DR104, DR104, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632
Investor	Possibly a Property Investor

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 31, 2025
Property Address	3118 ELEMARE ST, CHARLOTTE, NC 28208-0461
Document Number	0000009283
Book / Page	39357 / 458
Map Reference	MB 74 PG 298-301
Instrument Date	Jan 29, 2025
Instrument	2025009283
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR # DR104, DR104, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,000 Land $75,000	$75,000 Land $75,000
2024	$567.00
2023			$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3118 Elemare St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 Elemare St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Elemare St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures