3103 Elemare St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 3103 Elemare St, Charlotte, NC 28208

Property Summary

Property TypeResidential Vacant Land
Lot Size0.057 acres (2,509 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Dec 2025)
Tax Bill$567 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Feb 2025 Sale
Flood ZoneZone X (minimal risk)
APN06104327

Property Details

APN / Parcel Number

Primary APN06104327

Exterior

Lot Area2,509 sqft (0.057 acres)

Location & Zoning

Street Address3103 ELEMARE ST
CityCHARLOTTE
StateNC
Zip28208
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionL29 M74-298
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group4
Census Block4032

Owner

Source: Mecklenburg County records · APN 06104327

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3103 ELEMARE ST, CHARLOTTE, NC 28208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 28, 2025Warranty Deed, Transfer
TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleFeb 28, 2025 · Amount on Record
Deed Document Number2025131151
Deed Book / Page40090 / 202
Record UpdatedSep 20, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 19, 2025
Property Address3103 ELEMARE ST, CHARLOTTE, NC 28208-0461
Document Number0000131151
Book / Page40090 / 202
Map ReferenceMB 74 PG 298-301
Instrument DateDec 19, 2025
Instrument2025131151
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 22, 2026
Title CompanyINDEPENDENCE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 ELEMARE ST, CHARLOTTE, NC 28208-0461

Mortgage

Document Number0000131152
DateDec 19, 2025
Instrument2025131152
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Mortgage

Document Number0000131153
DateDec 19, 2025
Book Page40090/229
Instrument2025131153
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2025
Property Address3103 ELEMARE ST, CHARLOTTE, NC 28208-0461
Document Number0000018215
Book / Page39408 / 558
Map ReferenceMB 74 PG 298-301
Instrument DateFeb 27, 2025
Instrument2025018215
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Tax$1,286.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR # 104104, 104104, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 20 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Spectrum, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Elemare St

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