Mecklenburg County property record for 3107 Elemare St, Charlotte, NC 28208
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.031 acres (1,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Feb 2026) |
| Tax Bill | $575 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-043-28 |
| Primary APN | 061-043-28 |
|---|
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 1,350 sqft (0.031 acres) |
| Street Address | 3107 ELEMARE ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-0461 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L30 M74-298 |
| Legal Lot Number | 30 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 4000 |
Source: Mecklenburg County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 25, 2026 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 28, 2025 | Warranty Deed, Transfer TITLE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Deed Document Number | 202618493 |
| Deed Book / Page | 40222 / 870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Document Number | 0000018497 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 40222/913 |
| Instrument | 2026018497 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208 |
| Document Number | 0000018497 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 40222/913 |
| Instrument | 2026018497 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 25, 2026 |
| Property Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Document Number | 0000018493 |
| Book / Page | 40222 / 870 |
| Map Reference | MB 74 PG 298-301 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026018493 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 22, 2026 |
| Title Company | INDEPENDENCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Document Number | 0000018495 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026018495 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 0000018496 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 40222/901 |
| Instrument | 2026018496 |
| Name | CITY OF CHARLOTTE |
|---|---|
| Type | Government Agency |
| Address | CHARLOTTE, NC 28202 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 28, 2025 |
| Property Address | 3107 ELEMARE ST, CHARLOTTE, NC 28208-0461 |
| Document Number | 0000018215 |
| Book / Page | 39408 / 558 |
| Map Reference | MB 74 PG 298-301 |
| Instrument Date | Feb 27, 2025 |
| Instrument | 2025018215 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR # 104104, 104104, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632 |
| Investor | Possibly a Property Investor |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575.00 | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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