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3116 River Drive Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3116 River Drive Rd, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,520 sqft · built 1962
Lot Size0.187 acres (8,153 sqft)
OwnerIndividual Name on File
Last Sale$618,000 (Feb 2026)
Tax Bill$6,256 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2018 Line of Credit
+ 1 more
APN15-1503473300

Property Details

APN / Parcel Number

Primary APN15-1503473300
Alternative APN
  • 1503473300

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,153 sqft (0.187 acres)
Lot Dimensions162 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area528 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area260 sqft
Shed1 Shed
Shed Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1503473300
Street Address3116 RIVER DRIVE RD
CitySPARROWS POINT
StateMD
Zip21219-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH POINT
Legal SubdivisionLYNCH POINT
Legal BlockA
Legal Lot Number17
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1000
Census Tract452000

Owner

Source: Baltimore County records · APN 15-1503473300

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3116 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 19, 2018Deed of Trust, Mortgage · Line of Credit
BALTIMORE COUNTY EMPLOYEES FCU
Apr 03, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2026 · Amount on Record
Deed SaleFeb 09, 2026 · Amount on Record
Prior SaleSep 01, 2010 · Amount on Record
Deed Document Number2026
Deed Book / Page50989 / 357
Record UpdatedJun 08, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateFeb 09, 2026
Property Address3116 RIVER DRIVE RD, BALTIMORE, MD 21219-1106
Document Number0509890357
Book / Page50989 / 357
Map ReferenceMB WPC 8 FO 38
Instrument DateDec 30, 2025
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyLAWYERS TRUST TITLE COMPANY, LAWYERS TRUST TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,090.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 RIVER DRIVE RD, BALTIMORE, MD 21219-1106

Mortgage

Document Number0050989366
DateFeb 09, 2026
Instrument50989/366
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2056

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3116 RIVER DRIVE RD, BALTIMORE, MD 21219-1106
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyCOLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0403790498
DateJun 19, 2018
Book Page0040379/498
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressTOWSON, MD 21204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3116 RIVER DRIVE RD, BALTIMORE, MD 21219-1106
Document Number0427370286
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address316 RIVER DRIVE RD SPARROWS POINT MD 21219, SPARROWS POINT, MD 21219

Mortgage

Document Number0427370286
DateApr 24, 2020
Book Page042737/000286
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 23, 2035

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,256.00 (+4.53%) Homeowner's exemption$479,167 (+16.73%)$513,500 (+25.09%) Land $320,700 Building $192,800
2024$5,985.00 (+108.61%)
2023$2,869.00 Homeowner's exemption$410,500 Land $200,100 Building $210,400$410,500 Land $200,100 Building $210,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054520001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Believe Wireless
Fixed Wireless		500 / 100
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 448 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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