3107 River Drive Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3107 River Drive Rd, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,504 sqft · built 1941
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on Record
Last Sale$341,000 (Sep 2023)
Tax Bill$3,549 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
APN15-1519000020

Property Details

APN / Parcel Number

Primary APN15-1519000020
Alternative APN
  • 1519000020

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area2,032 sqft
1st Floor Area864 sqft
AtticAttic
Attic Area432 sqft
Basement Area640 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area96 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1519000020
Street Address3107 RIVER DRIVE RD
CitySPARROWS POINT
StateMD
Zip21219-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH POINT
Legal SubdivisionLYNCH POINT
Legal Block1
Legal Lot Number48
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1004
Census Tract452000

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Nov 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleOct 23, 2015 · Amount on Record
Deed Book / Page48420 / 45
Prior Transfer DateOct 7, 2021
Prior Transfer Doc0458140294
Record UpdatedJun 8, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateSep 27, 2023
Property Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105
Document Number0484200045
Book / Page48420 / 45
Instrument DateAug 31, 2023
Transaction TypeTransfer
Record UpdatedOct 9, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105

Mortgage

Document Number0484200053
DateSep 27, 2023
Instrument48420-0053
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyGOLDSTAR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0422630154
DateDec 26, 2019
Book Page42263/154
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressBALTIMORE, MD 21235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateNov 15, 2021
Property Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105
Document Number0458140294
Book / Page45814 / 294
Instrument DateOct 7, 2021
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3107 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1105

Mortgage

Document Number0045814299
DateNov 15, 2021
Instrument45814/299
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264,133 (+56.85%)$312,000 (+85.27%) Land $73,800 Building $238,200
2024$3,549.00 (+135.5%)
2023$1,507.00 Homeowner's exemption$168,400 Land $72,700 Building $95,700$168,400 Land $72,700 Building $95,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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