3114 River Drive Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3114 River Drive Rd, Sparrows Point, MD 21219

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,029 sqft · built 1926
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on File
Last Sale	$347,000 (Oct 2015)
Tax Bill	$4,713 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
APN	`15-1512400810`

Property Details

APN / Parcel Number

Primary APN	`15-1512400810`
Alternative APN	`1512400810`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,029 sqft Living Area
Gross Area	1,221 sqft
1st Floor Area	777 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	164 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	296 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1512400810
Street Address	3114 RIVER DRIVE RD
City	SPARROWS POINT
State	MD
Zip	21219-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNCH POINT
Legal Subdivision	LYNCH POINT
Legal Block	A
Legal Lot Number	16
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1000
Census Tract	452000

Owner

3114 River Drive Rd is owned and occupied by an individual who acquired it in March 2020.

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3114 RIVER DRIVE RD, BALTIMORE, MD 21219-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on File
Deed Sale	Oct 7, 2015 · Amount on File
Prior Sale	Oct 15, 1987 · Amount on File
Deed Book / Page	36738 / 369
Last Transfer Date	Mar 12, 2020
Transfer Doc	0426200170
Record Updated	Jun 8, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Mar 27, 2020
Property Address	3114 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1106
Document Number	0426200170
Book / Page	42620 / 170
Map Reference	MB WPC 8 FO 38
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TOWER TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1106

Mortgage

Document Number	0042620175
Date	Mar 27, 2020
Instrument	42620/175

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,533	$430,400 Land $320,700 Building $109,700
2024	$4,713.00 (+106.53%)
2023	$2,282.00 Homeowner's exemption	$325,800 Land $200,100 Building $125,700	$325,800 Land $200,100 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3114 River Drive Rd; there have been 229 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	229 (1978–2024)
Claims Outside the SFHA	11 of 229
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Isabel, Sep 2003 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 River Drive Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20