3115 S Eagle Ter, Inverness, FL 34450 Property Records

Citrus County property record for 3115 S Eagle Ter, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Apr 2019)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-23-0060-000C0-0150`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-23-0060-000C0-0150`
Alternative APNs	`2319S20E0060000C00150` `1971373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,842 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	300 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1971373
Street Address	3115 S EAGLE TER
City	INVERNESS
State	FL
Zip	34450-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	SUNRISE LAKE ESTS PB 11 PG 137 LOT 15 BLK C
Legal Range	20E
Legal Township	19S
Legal Section	23
Legal Subdivision	SUNRISE LAKE ESTATES
Legal Block	C
Legal Lot Number	15
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2028
Census Tract	451002

Owner

3115 S Eagle Ter is owned and occupied by two individuals who bought it in April 2019.

Source: Citrus County records, as of March 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3115 S EAGLE TER, INVERNESS, FL 34450-7478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Sep 27, 2018	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	201916453
Deed Book / Page	2966 / 1364
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	0024440590
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 2, 2019
Property Address	3115 S EAGLE TER, INVERNESS, FL 34450-7478
Document Number	0029661364
Book / Page	002966 / 001364
Instrument Date	Apr 1, 2019
Instrument	16453
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4770 POPLAR SPRINGS RD GAINESVILLE GA 305078735, GAINESVILLE, GA 30507-8735

Mortgage

Document Number	29661365
Date	Apr 2, 2019
Book Page	002966/001365
Instrument	16454

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 27, 2018
Property Address	3115 S EAGLE TER, INVERNESS, FL 34450-7478
Document Number	0029291383
Book / Page	002929 / 001383
Instrument Date	Sep 27, 2018
Instrument	49084
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 S EAGLE TER INVERNESS FL 344507478, INVERNESS, FL 34450-7478

Tax Assessment & Valuation

The 2025 property tax bill for 3115 S Eagle Ter was $2,298 with a homeowner's exemption, up 5.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+5.27%) Homeowner's exemption	$182,217 (-33.48%)	$266,068 (-2.87%) Land $26,000 Building $240,068
2024	$2,183.00 (+3.8%) Homeowner's exemption Additional exemption filed	$273,939 (+7.37%) Land $26,000 Building $247,939	$273,939 (+7.37%) Land $26,000 Building $247,939
2023	$2,103.00 (+6.91%) Homeowner's exemption Additional exemption filed	$255,124 (+20.99%) Land $27,700 Building $227,424	$255,124 (+20.99%) Land $27,700 Building $227,424
2022	$1,967.00 Homeowner's exemption Additional exemption filed	$210,866 Land $14,000 Building $196,866	$210,866 Land $14,000 Building $196,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 S Eagle Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 S Eagle Ter is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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