3103 S Eagle Ter, Inverness, FL 34450 Property Records

Citrus County property record for 3103 S Eagle Ter, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2015)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-23-0060-000C0-014.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-23-0060-000C0-014.0`
Alternative APNs	`2319S20E0060000C00140` `1971365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	557 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1971365
Old Parcel Number	2319S20E0060000C00140
Street Address	3103 S EAGLE TER
City	INVERNESS
State	FL
Zip	34450-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	SUNRISE LAKE ESTS PB 11 PG 137 LOT 14 BLK C
Legal Range	20E
Legal Township	19S
Legal Section	23
Legal Subdivision	SUNRISE LAKE ESTATES
Legal Block	C
Legal Lot Number	14
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2028
Census Tract	451002

Owner

3103 S Eagle Ter is owned and occupied by an individual who bought it in April 2015.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2015 · Amount on File
Deed Sale	Apr 13, 2015 · Amount on File
Prior Sale	Apr 13, 2015
Deed Document Number	2015016815
Deed Book / Page	2682 / 1471
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478

Mortgage

Document Number	0036170199
Date	Nov 5, 2025
Book Page	3617/199
Instrument	2025067390

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478

Mortgage

Document Number	0033952286
Date	Jul 19, 2023
Book Page	3395/2286
Instrument	2023041985

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 S EAGLE TER, INVERNESS, FL 34450-7478

Mortgage

Document Number	0031730395
Date	Jun 9, 2021
Book Page	3173/395
Instrument	2021039105

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3103 S Eagle Ter was $1,374 with exemptions applied, up 6.9% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+6.93%) Homeowner's exemption Additional exemption filed	$256,301 (-5.38%) Land $26,000 Building $230,301	$256,301 (-5.38%) Land $26,000 Building $230,301
2024	$1,285.00 (+3.13%) Homeowner's exemption Additional exemption filed	$270,867 (+6.2%) Land $26,000 Building $244,867	$270,867 (+6.2%) Land $26,000 Building $244,867
2023	$1,246.00 (+6.86%) Homeowner's exemption Additional exemption filed	$255,059 (+21.19%) Land $27,700 Building $227,359	$255,059 (+21.19%) Land $27,700 Building $227,359
2022	$1,166.00 Homeowner's exemption Additional exemption filed	$210,466 Land $14,000 Building $196,466	$210,466 Land $14,000 Building $196,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 S Eagle Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 S Eagle Ter is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Eagle Ter

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