3110 Keystone Pointe Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3110 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,253 sqft Living Area
Lot Size	10,715 sqft (0.246 acres)
Occupancy	Owner Occupied
Last Sale	$490,000 (2026)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0231-0001-0170`
Alternative APNs	`263022023100010170` `122059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,253 sqft Living Area
Gross Area	3,226 sqft Gross Area
1st Floor	2,253 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,715 sqft (0.246 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	627 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	360 sqft Pool
Deck Area	916 sqft Deck
Porch Area	346 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3110 KEYSTONE POINTE CT
City	SAINT CLOUD
State	FL
Zip	34772-6523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 17
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE PH 1
Legal Phase	1
Legal Tract	231
Legal Block	170
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0231-0001-0170

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3110 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Jul 25, 2007 · Amount on Record
Deed Doc Number	202651025
Deed Book / Page	6957 / 81
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 17, 2026
Property Address	3110 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
Document Number	0069570081
Book / Page	6957 / 81
Instrument Date	Apr 13, 2026
Instrument	202651025
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346,430.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523

Mortgage

Document Number	0000051026,
Date	Apr 17, 2026
Book Page	6957/83
Instrument	202651026

Lender

Name	AMERICAN FINANCING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Veteran's exemption	$187,499 (+5.99%)	$395,900 (+8.41%) Land $75,000 Building $320,900
2024	$4.00
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,908 (+3%)	$365,200 (+7.6%) Land $60,000 Building $305,200
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,756	$339,400 Land $55,000 Building $284,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.