Albany County and Guilderland Town property record for 3114 Lone Pine Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,271 sqft · built 2025 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,214 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.07-3-11.2 |
| Primary APN | 013089 27.07-3-11.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| 1st Floor Area | 2,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Width | 20 ft Width |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700700030110020000 |
|---|---|
| Street Address | 3114 LONE PINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 3 |
| Legal Lot Number | 11.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3114 LONE PINE RD, SCHENECTADY, NY 12303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Aug 10, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2025 |
| Transfer Doc | 0000009431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 24, 2025 |
| Property Address | 3114 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000009431 |
| Map Reference | DR 14266 |
| Instrument Date | Oct 20, 2025 |
| Instrument | R2025-19431 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | AREA TITLE AGENCY, AAA TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 TRINACRIA CT, SCHENECTADY, NY 12303-5117 |
| Name | Verified Name |
|---|---|
| Address | 3114 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000001046 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | R2025-21046 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 10, 2023 |
| Property Address | 3114 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000004233 |
| Map Reference | DOC 14266 |
| Instrument Date | Jun 13, 2023 |
| Instrument | R2023-14233 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 TRINACRIA CT, SCHENECTADY, NY 12303-5117 |
| Name | Verified Name |
|---|---|
| Address | 312 TRINACRIA CT, SCHENECTADY, NY 12303-5117 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,214.00 (+32.6%) | ||
| 2025 | $3,932.00 | $177,000 (+433.13%) Land $35,000 Building $142,000 | $236,000 (+482.89%) Land $46,667 Building $189,333 |
| 2024 | $33,200 Land $33,200 | $40,488 Land $40,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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