Albany County and Guilderland Town property record for 3118 Lone Pine Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,208 sqft · built 1961 |
| Lot Size | 0.541 acres (23,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,500 (Jun 2003) |
| Tax Bill | $7,842 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.07-2-22 |
| Primary APN | 013089 27.07-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 23,592 sqft (0.541 acres) |
| Lot Dimensions | 150 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700700020220010000 |
|---|---|
| Street Address | 3118 LONE PINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 2 |
| Legal Lot Number | 22.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3118 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · ARM TRUSTCO BANK |
| Aug 4, 2020 | Grant Deed, Transfer AAA TITLE AGENCY INC, AAA TITLE AGCY INC |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Prior Sale | May 28, 1996 · Amount on Record |
| Deed Book / Page | 2738 / 833 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000015807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3118 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3118 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000008309 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | R2023-18309 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 4, 2020 |
| Property Address | 3118 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000016784 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 16784 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | AAA TITLE AGENCY INC, AAA TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 TRINACRIA CT SCHENECTADY NY 123035117, SCHENECTADY, NY 12303-5117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3118 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000028454 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3118 LONE PINE RD SCHENECTADY NY 123035006, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000028454 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 28454 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 23, 2033 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,842.00 (-43%) | ||
| 2025 | $13,759.00 (+125.34%) | $272,700 (-1.55%) Land $55,000 Building $217,700 | $363,600 (+11.57%) Land $73,333 Building $290,267 |
| 2023 | $277,000 (+9.23%) Land $55,000 Building $222,000 | $325,882 (+16.94%) Land $64,706 Building $261,176 | |
| 2022 | $253,600 Land $55,000 Building $198,600 | $278,681 Land $60,439 Building $218,242 | |
| 2021 | $6,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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