3105 Lone Pine Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3105 Lone Pine Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,272 sqft · built 2014
Lot Size	0.516 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,500 (Mar 2017)
Tax Bill	$9,716 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.07-1-44`

Property Details

APN / Parcel Number

Primary APN	`013089 27.07-1-44`
Alternative APNs	`308902700700010440000000` `02700700010440000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700700010440000000
Street Address	3105 LONE PINE RD
City	SCHENECTADY
State	NY
Zip	12303-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3017
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 LONE PINE RD, SCHENECTADY, NY 12303-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Dec 24, 2014 · Amount on Record
Deed Document Number	20177439
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 29, 2017
Property Address	3105 LONE PINE RD, SCHENECTADY, NY 12303-5005
Document Number	0000007439
Instrument Date	Mar 17, 2017
Instrument	7439
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	764 SE 58TH CT HILLSBORO OR 971237590, HILLSBORO, OR 97123-7590

Mortgage

Document Number	7440
Date	Mar 29, 2017
Instrument	7440

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098-2620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2032

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,716.00 (+11.82%)	$341,000 (-) Land $68,000 Building $273,000	$454,667 (+13.33%) Land $90,667 Building $364,000
2023		$341,000 (-) Land $68,000 Building $273,000	$401,176 (+7.06%) Land $80,000 Building $321,176
2022		$341,000 Land $68,000 Building $273,000	$374,725 Land $74,725 Building $300,000
2021	$8,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20