3114 23rd St S, Fargo, ND 58103 Property Records

Cass County property record for 3114 23rd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	1,080 sqft · built 1980
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Dec 2023)
Tax Bill	$665 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00780-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00780-000`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	115 ft deep x 18 ft wide

Location & Zoning

Street Address	3114 23RD ST S
City	FARGO
State	ND
Zip	58103-5803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 33 BLOCK: L ADDITION: IJM ADDITIONAL: IJM LOT 33 BLK L
Legal Subdivision	I J M
Legal Block	L
Legal Lot Number	33
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2007
Census Tract	1003

Owner

3114 23rd St S, a townhouse, is owned and occupied by an individual who bought it in December 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3114 23RD ST S, FARGO, ND 58103-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · FHA Mortgage VALLEY MORTGAGE INC
Jun 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Jun 3, 2020	Quit Claim Deed, Transfer REGENCY TITLE-FARGO
Jun 9, 2020	Correction Deed, Transfer REGENCY TITLE-FARGO
Jun 9, 2020	Correction Deed, Transfer REGENCY TITLE-FARGO
Sep 24, 2019	Trustee's Deed, Construction Loan · Line of Credit BLACKRIDGEBANK
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit GATE CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Document Number	20231702654
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 5, 2023
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Document Number	0001702654
Instrument Date	Dec 4, 2023
Instrument	1702654
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 23RD ST S, FARGO, ND 58103-5803

Mortgage

Document Number	0001702656
Date	Dec 5, 2023
Instrument	1702656

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2064

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	REGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001593819
Date	Jun 12, 2020
Instrument	1593819

Lender

Name	GATE CITY BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 20, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Jun 3, 2020
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Document Number	0001592731
Instrument Date	Jun 2, 2020
Instrument	1592731
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	REGENCY TITLE-FARGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3155 BLUESTEM DR #405 WEST FARGO ND 580788002, 405, WEST FARGO, ND 58078-8002

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CASS ND
Recording Date	Jun 9, 2020
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Document Number	0001593222
Instrument Date	Jun 2, 2020
Instrument	1593222
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	REGENCY TITLE-FARGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3155 BLUESTEM DR #405 WEST FARGO ND 580788002, 405, WEST FARGO, ND 58078-8002

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CASS ND
Recording Date	Jun 9, 2020
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Document Number	0001593331
Instrument Date	Jun 2, 2020
Instrument	1593331
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	REGENCY TITLE-FARGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3155 BLUESTEM DR #405 WEST FARGO ND 580788002, 405, WEST FARGO, ND 58078-8002

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	Sep 24, 2019
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Instrument Date	Sep 20, 2019
Instrument	1572370
Transaction Type	Construction Loan
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3155 BLUESTEM DR #405 WEST FARGO ND 580788002, 405, WEST FARGO, ND 58078-8002

Mortgage

Document Number	0001572370
Date	Sep 24, 2019
Instrument	1572370

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 23, 2020

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3114 23RD ST S, FARGO, ND 58103-5803
Document Number	0001503266
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3128 7TH ST E WEST FARGO ND 580787957, WEST FARGO, ND 58078-7957

Mortgage

Document Number	0001503266
Date	Feb 15, 2017
Instrument	1503266

Lender

Name	GATE CITY BK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3114 23rd St S was $665.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00	$80,650 Land $9,750 Building $70,900	$161,300 Land $19,500 Building $141,800
2023	$1,936.00 (+5.05%)	$70,500 (+6.98%) Land $9,750 Building $60,750	$141,000 (+6.98%) Land $19,500 Building $121,500
2022	$1,843.00	$65,900 Land $9,750 Building $56,150	$131,800 Land $19,500 Building $112,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3114 23rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3114 23rd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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