3102 23rd St S, Fargo, ND 58103 Property Records

Cass County property record for 3102 23rd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	1,080 sqft · built 1980
Lot Size	0.09 acres (3,922 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2019)
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00750-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00750-000`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	3,922 sqft (0.09 acres)
Lot Dimensions	115 ft deep x 25 ft wide

Location & Zoning

Street Address	3102 23RD ST S
City	FARGO
State	ND
Zip	58103-5803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 30 BLOCK: L ADDITION: IJM ADDITIONAL: IJM LOT 30 BLK L
Legal Subdivision	I J M
Legal Block	L
Legal Lot Number	30
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2007
Census Tract	1003

Owner

3102 23rd St S, a townhouse, is owned and occupied by an individual who bought it in September 2019.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3102 23RD ST S, FARGO, ND 58103-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 17, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	20191571678
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3102 23RD ST S, FARGO, ND 58103-5803
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001608200
Date	Oct 12, 2020
Instrument	1608200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 17, 2019
Property Address	3102 23RD ST S, FARGO, ND 58103-5803
Document Number	0001571678
Instrument Date	Sep 13, 2019
Instrument	1571678
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 23RD ST S FARGO ND 581035803, FARGO, ND 58103-5803

Mortgage

Document Number	1571679
Date	Sep 17, 2019
Instrument	1571679

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3102 23rd St S was $2,509.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,509.00	$83,450 Land $13,400 Building $70,050	$166,900 Land $26,800 Building $140,100
2023	$1,978.00	$72,950 Land $13,400 Building $59,550	$145,900 Land $26,800 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 23rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3102 23rd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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