3106 23rd St S, Fargo, ND 58103 Property Records

Cass County property record for 3106 23rd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	1,080 sqft · built 1980
Lot Size	0.064 acres (2,789 sqft)
Owner	Individual Name on File
Last Sale	$185,500 (Aug 2024)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00760-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00760-000`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	2,789 sqft (0.064 acres)
Lot Dimensions	115 ft deep x 22 ft wide

Location & Zoning

Street Address	3106 23RD ST S
City	FARGO
State	ND
Zip	58103-5803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 31 BLOCK: L ADDITION: IJM ADDITIONAL: IJM LOT 31 BLK L
Legal Subdivision	I J M
Legal Block	L
Legal Lot Number	31
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2007
Census Tract	1003

Owner

3106 23rd St S, a townhouse, is owned and occupied by an individual who bought it in August 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3106 23RD ST S, FARGO, ND 58103-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CU
Jun 1, 2018	Deed of Trust, Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Deed Document Number	20241718198
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3106 23RD ST S, FARGO, ND 58103-5803
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	PLAINS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001620856
Date	Jan 29, 2021
Instrument	1620856

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3106 23RD ST S, FARGO, ND 58103-5803
Document Number	0001538909
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 23RD ST S FARGO ND 581035803, FARGO, ND 58103-5803

Mortgage

Document Number	0001538909
Date	Jun 6, 2018
Instrument	1538909

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jun 5, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3106 23rd St S was $2,463.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00	$79,800 Land $10,400 Building $69,400	$159,600 Land $20,800 Building $138,800
2023	$1,891.00	$69,750 Land $10,400 Building $59,350	$139,500 Land $20,800 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 23rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3106 23rd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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