Charlotte County property record for 3113 Three Rivers Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2001 |
| Lot Size | 0.678 acres (29,568 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $112,500 (Sep 2002) |
| Tax Bill | $1,449 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 40-24-20-106-005 |
| Primary APN | 40-24-20-106-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,574 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 29,568 sqft (0.678 acres) |
| Lot Dimensions | 132 ft deep x 224 ft wide |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 268 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004626903 |
|---|---|
| Old Parcel Number | 01011950021006 |
| Street Address | 3113 THREE RIVERS RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | TRS 002 0000 0021 THREE RIVERS 2ND REPLAT LT 21 981/405 1616/1343 2089/689 3473554 TRS 002 0000 0014 THREE RIV |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 20 |
| Legal Subdivision | THREE RIVER |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 40-24-20-106-005
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3113 THREE RIVERS RD, PUNTA GORDA, FL 33982-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2002 · Amount on Record |
| Deed Sale | Sep 03, 2002 · Amount on Record |
| Prior Sale | Dec 01, 2003 · Amount on Record |
| Deed Document Number | 0020890689 |
| Last Transfer Date | Dec 05, 2024 |
| Transfer Doc | 0003473554 |
| Record Updated | Jun 08, 2026 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (-41.92%) Homeowner's exemption | $136,106 (+5.2%) | $348,348 (+19.25%) Land $42,306 Building $306,042 |
| 2023 | $2,495.00 (+38.61%) Homeowner's exemption | $129,374 (+46.2%) | $292,114 (+18.59%) Land $40,384 Building $251,730 |
| 2022 | $1,800.00 Homeowner's exemption | $88,490 | $246,316 Land $32,692 Building $213,624 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 11 locations within half a mile of this property.
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