2795 Three Rivers Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 2795 Three Rivers Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,314 sqft Living Area
Lot Size	96,921 sqft (2.22 acres)
Occupancy	Owner Occupied
Last Sale	$585,000 (2021)
Tax Bill	$5,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-24-17-300-013`
Alternative APNs	`0072956-016000-9` `10004626151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,314 sqft Living Area
Gross Area	3,353 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Architectural Style	Other Style
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	96,921 sqft (2.22 acres)
Driveway	1 Driveway
Driveway Area	4,239 sqft Driveway
Garage Area	594 sqft Garage

Exterior Amenities

Pool Area	299 sqft Pool
Total Buildings	3 Total Buildings
Porch	Open Porch
Porch Area	445 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	10004626151
Old Parcel Number	00729560160009
Street Address	2795 THREE RIVERS RD
City	PUNTA GORDA
State	FL
Zip	33982-3363
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ZZZ 174024 T23 17 40 24 TR 23 2.25A M/L THE N 430 FT OF S 860FT OF E 150FT OF LT 26 & TH N 430FT OF S 860FT OF W
Legal Range	24E
Legal Township	40S
Legal Section	17
Legal Subdivision	FLORIDONIA
Legal Tract	23
Legal Block	T23
Legal Lot Number	26
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PUNTA GORDA
Census Blockgroup	1
Census Block	1016
Census Tract	10100

Owner

Source: Charlotte County records · APN 40-24-17-300-013

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2795 THREE RIVERS RD, PUNTA GORDA, FL 33982-3363
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 01, 2003 · Amount on Record
Deed Doc Number	3000302
Deed Book / Page	4845 / 336
Record Refreshed	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 21, 2021
Property Address	2795 THREE RIVERS RD, PUNTA GORDA, FL 33982-3363
Document Number	0048450336
Book / Page	4845 / 336
Map Reference	MB 1 PG 44
Instrument Date	Sep 20, 2021
Instrument	3000302
Transaction Type	Transfer
Record Updated	Oct 08, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2795 THREE RIVERS RD, 2795, PUNTA GORDA, FL 33982-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 THREE RIVERS RD, PUNTA GORDA, FL 33982-3363

Mortgage

Document Number	4845338
Date	Sep 21, 2021
Instrument	4845/338

Lender

Name	CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,509.00 (-20.8%) Homeowner's exemption	$405,230 (+5.99%)	$391,842 (+4.56%) Land $48,950 Building $342,892
2023	$6,956.00 (+3.64%) Homeowner's exemption	$382,340 (+3%)	$374,740 (+0.95%) Land $46,725 Building $328,015
2022	$6,712.00 Homeowner's exemption	$371,204 Land $22,695 Building $348,509	$371,204 Land $22,695 Building $348,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 338 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.