Charlotte County property record for 3049 Three Rivers Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2001 |
| Lot Size | 0.449 acres (19,550 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $112,500 (Sep 2002) |
| Tax Bill | $835 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 402420102019 |
| Primary APN | 402420102019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 19,550 sqft (0.449 acres) |
| Lot Dimensions | 170 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 01012110008405 |
|---|---|
| Street Address | 3049 THREE RIVERS RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | THREE RIVERS SUB 2ND REP LT 84 982/1999 1616/1329 2093/2158 4950/1085 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 20 |
| Legal Subdivision | THREE RIVERS SUB 2ND |
| Legal Tract | TRS |
| Legal Lot Number | 84 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10100 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3049 THREE RIVERS RD, PUNTA GORDA, FL 33982-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2002 · Amount on Record |
| Deed Sale | Sep 12, 2002 · Amount on Record |
| Prior Sale | May 29, 1998 · Amount on Record |
| Deed Book / Page | 2093 / 2158 |
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0049501085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 3049 THREE RIVERS RD, PUNTA GORDA, FL 33982-3354 |
| Document Number | 0049501085 |
| Book / Page | 4950 / 1085 |
| Map Reference | MB 8 PG 8A&8B |
| Instrument Date | Mar 23, 2022 |
| Instrument | 3077053 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3049 THREE RIVERS RD, PUNTA GORDA, FL 33982-3354 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (-47.98%) Homeowner's exemption | $95,389 (+5.99%) | $281,672 (+28.87%) Land $23,010 Building $258,662 |
| 2024 | $1,605.00 (+3.22%) | ||
| 2023 | $1,555.00 (+5.21%) Homeowner's exemption | $90,001 (+3%) | $218,574 (-11.73%) Land $25,841 Building $192,733 |
| 2022 | $1,478.00 Homeowner's exemption | $87,380 | $247,625 Land $20,919 Building $226,706 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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