3112 Heather Downs Dr, Findlay, OH 45840 Property Records

Hancock County property record for 3112 Heather Downs Dr, Findlay, OH 45840 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1988
Lot Size	0.299 acres (13,020 sqft)
Owner	Individual Name on File
Last Sale	$160,333 (Apr 2017)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-012-03-006.000`

Property Details

APN / Parcel Number

Primary APN	`1010-012-03-006.000`
Alternative APN	`280000160730`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,266 sqft
2nd Floor Area	724 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,020 sqft (0.299 acres)
Lot Dimensions	124 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	411 sqft
Patio Area	411 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3112 HEATHER DOWNS DR
City	FINDLAY
State	OH
Zip	45840-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATES 1ST ADD LOT 90
Legal Subdivision	HILLCREST ESTATES
Legal Lot Number	90
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1031
Census Tract	400

Owner

Source: Hancock County records · APN 1010-012-03-006.000

Assessment roll updated May 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3112 HEATHER DOWNS DR, FINDLAY, OH 45840-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Apr 17, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Mar 02, 1994 · Amount on Record
Deed Document Number	20173278
Deed Book / Page	2517 / 1451
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3112 HEATHER DOWNS DR, FINDLAY, OH 45840-2900
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02626/2711
Date	Feb 04, 2026
Book Page	2626/2711
Instrument	202600000853

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	2500 WESTCHESTER AVE STE 113, PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 17, 2017
Property Address	3112 HEATHER DOWNS DR, FINDLAY, OH 45840-2900
Document Number	02517/1451
Book / Page	2517 / 1451
Instrument Date	Apr 12, 2017
Instrument	201700003278
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3112 HEATHER DOWNS DR, FINDLAY, OH 45840-2900

Mortgage

Document Number	201700003279
Date	Apr 17, 2017
Instrument	201700003279

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,983.00 (+12.45%)	$112,260 (+15.01%) Land $15,050 Building $97,210	$320,740 (+15%) Land $42,990 Building $277,750
2023	$3,542.00 Homeowner's exemption	$97,610 Land $13,080 Building $84,530
2022			$278,900 Land $37,380 Building $241,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 2% of the US · above 10% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
HDER Link	Fixed Wireless (unlicensed)	100 / 100
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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