3109 Heather Downs Dr, Findlay, OH 45840 Property Records

Hancock County property record for 3109 Heather Downs Dr, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1988
Square Footage	2,044 sqft Living Area
Lot Size	17,001 sqft (0.39 acres)
Occupancy	Owner Occupied
Last Sale	$217,000 (2004)
Tax Bill	$4,116.00 (2025)

Owner

Source: Hancock County records · APN 1010-012-04-002.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3109 HEATHER DOWNS DR, FINDLAY, OH 45840-2959
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2004 · Amount on Record
Deed Sale	Jun 02, 2004 · Amount on Record
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Doc Number	20048399
Deed Book / Page	2236 / 835
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3109 HEATHER DOWNS DR, FINDLAY, OH 45840-2959
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700008579
Date	Oct 04, 2017
Book Page	2526/0166
Instrument	201700008579

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+12.43%)	$116,020 (+15%) Land $16,660 Building $99,360	$331,490 (+15%) Land $47,610 Building $283,880
2023	$3,661.00 Homeowner's exemption	$100,890 Land $14,490 Building $86,400
2022			$288,250 Land $41,400 Building $246,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 10% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1010-012-04-002.000`
Alternative APN	`280000160740`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	2,044 sqft Living Area
1st Floor	1,156 sqft 1st Floor
2nd Floor	760 sqft 2nd Floor
Basement Area	1,075 sqft Basement
Unfinished Basement	1,075 sqft Unfinished
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	17,001 sqft (0.39 acres)
Depth X Width	170 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage

Exterior Amenities

Balcony Area	39 sqft Balcony
Deck Area	338 sqft Deck
Patio Area	338 sqft Patio
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3109 HEATHER DOWNS DR
City	FINDLAY
State	OH
Zip	45840-2959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATES 1ST ADD LOT 91
Legal Subdivision	HILLCREST ESTATES
Legal Lot Number	91
Jurisdiction	HANCOCK OH
Minor Civil Division	LIBERTY
Census Blockgroup	1
Census Block	1033
Census Tract	400