3111 Restormel St, Duluth, MN 55806 Property Records

St. Louis County property record for 3111 Restormel St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,225 sqft · built 1918
Lot Size	0.063 acres (2,748 sqft)
Owner	Individual Name on Record
Tax Bill	$1,512 (2026)
Deeds & Mortgages	May 2024 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-00030`

Property Details

APN / Parcel Number

Primary APN	`010-4570-00030`
Alternative APN	`84177`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,225 sqft Gross Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	2,748 sqft (0.063 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	27 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	84177
Street Address	3111 RESTORMEL ST
City	DULUTH
State	MN
Zip	55806-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:001 SERIAL #
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2009
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Mar 12, 2024	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Mar 12, 2024	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Oct 20, 2017	Loan Modification, Mortgage · Conventional Mortgage HARBOR PT CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001079027
Date	May 6, 2024
Instrument	1079027

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Apr 23, 2029

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077572
Date	Mar 12, 2024
Instrument	1077572

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2039

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077570
Date	Mar 12, 2024
Instrument	1077570

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2039

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 RESTOMEL ST, DULUTH, MN 55806-1320

Mortgage

Document Number	0001038503
Date	Mar 30, 2021
Instrument	1038503

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 5, 2031

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3111 RESTORMEL ST, DULUTH, MN 55806-1320
Document Number	000T991512
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 RESTORMEL ST DULUTH MN 558061320, DULUTH, MN 55806-1320

Mortgage

Document Number	000T991512
Date	Oct 30, 2017
Instrument	T991512

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2022

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 (+17.03%) Homeowner's exemption
2025	$1,292.00 (+1.41%) Homeowner's exemption	$158,000 (+27.01%) Land $10,400 Building $147,600	$158,000 (+27.01%) Land $10,400 Building $147,600
2024	$1,274.00	$124,400 (+20.66%) Land $12,400 Building $112,000	$124,400 (+20.66%) Land $12,400 Building $112,000
2022		$103,100 Land $11,000 Building $92,100	$103,100 Land $11,000 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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