3106 Restormel St, Duluth, MN 55806 Property Records

St. Louis County property record for 3106 Restormel St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,031 sqft · built 1912
Lot Size	0.072 acres (3,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2026)
Tax Bill	$1,692 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-00160`

Property Details

APN / Parcel Number

Primary APN	`010-4570-00160`
Alternative APNs	`1120336` `1196511`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,031 sqft Gross Area
1st Floor Area	589 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,151 sqft (0.072 acres)
Garage Area	252 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	78 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1196511
Street Address	3106 RESTORMEL ST
City	DULUTH
State	MN
Zip	55806-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 21 1/2 FT OF LOT 10 AND W 10 FT OF LOT11 SERIAL #
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	2
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2013
Census Tract	2600

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION
Nov 5, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK OF COMMERCE
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20261100791
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0000950168
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2026
Property Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321
Document Number	0001100791
Instrument Date	Apr 22, 2026
Instrument	20261100791
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321

Mortgage

Document Number	0001100792,
Date	Apr 22, 2026
Instrument	20261100792

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001049062
Date	Nov 5, 2021
Instrument	1049062

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2021
Property Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321
Document Number	0001049060
Instrument Date	Oct 22, 2021
Instrument	1049060
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 RESTORMEL ST, DULUTH, MN 55806-1321

Mortgage

Document Number	0001049061
Date	Nov 5, 2021
Instrument	1049061

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,692.00 (+16.21%) Homeowner's exemption
2025	$1,456.00 (+2.1%) Homeowner's exemption	$156,700 (+15.73%) Land $11,900 Building $144,800	$156,700 (+15.73%) Land $11,900 Building $144,800
2024	$1,426.00 (-16.22%)	$135,400 (+20.57%) Land $14,300 Building $121,100	$135,400 (+20.57%) Land $14,300 Building $121,100
2023	$1,702.00 Homeowner's exemption
2022		$112,300 (+16.49%) Land $12,600 Building $99,700	$112,300 (+16.49%) Land $12,600 Building $99,700
2021		$96,400 Land $6,300 Building $90,100	$96,400 Land $6,300 Building $90,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Restormel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures