3108 Restormel St, Duluth, MN 55806 Property Records

St. Louis County property record for 3108 Restormel St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1913
Lot Size	0.088 acres (3,851 sqft)
Owner	Individual Name on Record
Tax Bill	$1,816 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-4570-00130`

Property Details

APN / Parcel Number

Primary APN	`010-4570-00130`
Alternative APN	`937368`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,418 sqft Gross Area
1st Floor Area	630 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,851 sqft (0.088 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	143 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	937368
Street Address	3108 RESTORMEL ST
City	DULUTH
State	MN
Zip	55806-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 10 FT OF LOT 8 ALL OF LOT 9 AND WLY3 1/2 FT OF LOT 10 SERIAL #
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	2
Legal Lot Number	8-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2013
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3108 RESTORMEL ST, DULUTH, MN 55806-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3108 RESTORMEL ST, DULUTH, MN 55806-1321
Document Number	00T1032094
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3108 RESTORMEL ST DULUTH MN 558061321, DULUTH, MN 55806-1321

Mortgage

Document Number	00T1032094
Date	Nov 13, 2020
Instrument	T1032094

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3108 RESTORMEL ST, DULUTH, MN 55806-1321
Document Number	00T1012111
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3108 RESTORMEL ST DULUTH MN 558061321, DULUTH, MN 55806-1321

Mortgage

Document Number	00T1012111
Date	Jul 2, 2019
Instrument	T1012111

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00 (+15.23%) Homeowner's exemption
2025	$1,576.00 (+2.2%) Homeowner's exemption	$165,200 (+15.12%) Land $14,500 Building $150,700	$165,200 (+15.12%) Land $14,500 Building $150,700
2024	$1,542.00	$143,500 (+20.28%) Land $17,500 Building $126,000	$143,500 (+20.28%) Land $17,500 Building $126,000
2022		$119,300 Land $15,400 Building $103,900	$119,300 Land $15,400 Building $103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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