3111 Joanne St, Midland, MI 48640 Property Records

Midland County property record for 3111 Joanne St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,147 sqft · built 1974
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Oct 2021)
Tax Bill$2,693 (2022)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN14-05-50-414

Property Details

APN / Parcel Number

Primary APN14-05-50-414

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,147 sqft Living Area
Basement Area1,147 sqft

Exterior

Year BuiltBuilt 1974
Architectural StyleRanch
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions160 ft deep x 82 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number140550414
Street Address3111 JOANNE ST
CityMIDLAND
StateMI
Zip48640-2466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal DescriptionLOT 4 EXC E 33 FT MUMA PLAT NO 1 & INC PART OF VAC BELMONT ST
Legal SubdivisionMUMA PLAT NO 1
Legal Lot Number4
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2013
Census Tract291000

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3111 JOANNE ST, MIDLAND, MI 48640-2466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on Record
Deed SaleOct 6, 2021 · Amount on Record
Prior SaleOct 2, 2013 · Amount on Record
Deed Document Number0001650548
Deed Book / Page1650 / 548
Record UpdatedJun 7, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateOct 6, 2021
Property Address3111 JOANNE ST, MIDLAND, MI 48640-2466
Document Number1650/548
Book / Page1650 / 548
Map ReferenceLB A PG 116
Instrument DateOct 5, 2021
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5406 COPPERRIDGE CT, 5406, MIDLAND, MI 48640-3136

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 VILLAGE EAST DRIVE #H # H, H, MIDLAND, MI 48642

Mortgage

Document Number1650549
DateOct 6, 2021
Instrument1650/549
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Mortgage

Document Number1650/550
DateOct 6, 2021
Book Page1650/550
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims92 (1986–2020)
Claims Outside the SFHA15 of 92
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 75 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Joanne St

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