3012 Joanne St, Midland, MI 48640 Property Records

Midland County property record for 3012 Joanne St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Sep 2025)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`14-05-50-254`

Property Details

APN / Parcel Number

Primary APN	`14-05-50-254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3012 JOANNE ST
City	MIDLAND
State	MI
Zip	48640-2467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 3 MARDENS PLAT
Legal Subdivision	MARDENS PLAT
Legal Lot Number	3
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2007
Census Tract	291000

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 HAWTHORNE HOLW, MIDLAND, MI 48642-6041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 20, 2022	Redemption Deed, Transfer
May 5, 2022	Warranty Deed, Transfer
Mar 24, 2022	Sheriff's Deed, Foreclosure
Apr 6, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	May 5, 2022 · Amount on Record
Deed Document Number	20258355
Deed Book / Page	2025 / 8355
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	01655/1162
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 18, 2025
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	2025R08355
Map Reference	LB C PG 20
Instrument Date	Sep 17, 2025
Instrument	2025R-08355
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9445 REID RD, SWARTZ CREEK, MI 48473-7606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9445 REID RD, SWARTZ CREEK, MI 48473-7606

Mortgage

Document Number	2025R08356
Date	Sep 18, 2025
Instrument	2025R-08356

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 20, 2022
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	001656/274
Book / Page	1656 / 274
Map Reference	LB C PG 20
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 5, 2022
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	01656/1014
Book / Page	1656 / 1014
Map Reference	LB C PG 20
Instrument Date	Apr 6, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24300 JOY RD, REDFORD, MI 48239-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 JOANNE ST, MIDLAND, MI 48640-2467

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 24, 2022
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	001655/717
Book / Page	1655 / 717
Map Reference	LB C PG 20
Instrument Date	Mar 8, 2022
Transaction Type	Foreclosure
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 6, 2022
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	01655/1162
Book / Page	1655 / 1162
Map Reference	LB C PG 20
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3012 JOANNE ST, MIDLAND, MI 48640-2467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24300 JOY RD, REDFORD, MI 48239-1216

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Oct 10, 2017
Property Address	3012 JOANNE ST, MIDLAND, MI 48640-2467
Document Number	01609/1304
Book / Page	1609 / 1304
Map Reference	LB C PG 20
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3012 JOANNE ST, MIDLAND, MI 48640-2467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 JOANNE ST, MIDLAND, MI 48640-2467

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,900 (+19.21%)	$199,800 (+19.21%)
2025	$3,409.00 (-14.04%)	$83,800	$167,600
2024	$3,966.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	92 (1986–2020)
Claims Outside the SFHA	15 of 92
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 75 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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